Teacher Benefits
Health Insurance
- Medical (10 options)
- Dental (7 options)
- Vision (5 options)
Flexible Spending Account
Available for unreimbursed medical and dependent day care expense
Life and Disability Insurance
- Life insurance - One and one-half times salary - $20,000 minimum
- Immediate Assistance Club (life insurance)
- Long Term Disability insurance - 60% of salary after 90 day waiting period
- Short Term Disability insurance
Employee Assistance Program (EAP)
Family counseling services available
Paid Time Off
- Sick - 10 days per year
- Bereavement - 3 days per death
- Religious Observance
- Legal proceedings
- Emergency leave
Retirement / Savings
- Oklahoma Teachers' Retirement System
- 529 College Savings Plan
- 457(b) Deferred Compensation Plan
- 403(b) Deferred Compensation Plans
About Your Pay
- Pay day is the 20th of each month
(See attached schedule for details)
*(For Employees In A Regular, Non-Temporary, Position and Scheduled For 4 or More Hours Per Day)
Health, Dental and Vision Insurance options are effective 1/1/2008 - 12/31/2008
HEALTH INSURANCE
Insurance Enrollment Time Frame
- You have 30 days from your hire date to enroll in any insurance benefit
- If you are not enrolled within the 30 days, you must wait until the next open enrollment period. (Open Enrollment occurs in October with a January 1st effective date for some programs and in April with a July 1st effective date for other programs.)
Medical Insurance
- 4 HMO (Health Maintenance Organization) and 1 PPO (Preferred Provider
Organization) plans are available
- HealthChoice (PPO) www.healthchoiceok.com
- Aetna (HMO) www.aetna.com/okstateemployees/
- Community Care (HMO) www.ccok.com
- Global Health (HMO) www.globalhealth.cc
- PacifiCare (HMO) www.pacificare.com
- Employee coverage partially or fully paid by the State and/or District
- Certified employees who decline insurance will receive a benefit allowance payment
Dental Insurance
7 plans are available.
- HealthChoice Dental www.healthchoiceok.com
- Assurant Freedom Preferred www.assurantemployeebenefits.com
- Assurant Heritage Plus Prepaid www.assurantemployeebenefits.com
- Assurant Heritage Secure Prepaid www.assurantemployeebenefits.com
- CIGNA DHMO www.cigna.com
- Delta Preferred www.deltadentalok.org
- Delta's Choice www.deltadentalok.org
Employee coverage partially paid by the District
Vision Insurance
5 plans are available
- CompBenefits/VisionCare Plan www.compbenefits.com
- Primary VisionCare Services www.pvcs-usa.com
- Spectera Vision Care www.spectera.com
- Superior Vision Services www.superiorvision.com
- Vision Service Plan www.vsp.com
FLEXIBLE SPENDING ACCOUNT (FSA)
Employees can set aside pre-tax dollars to use for unreimbursed medical expenses and dependent day care expenses
LIFE AND DISABILITY INSURANCE
Life Insurance and Accidental Death & Dismemberment Insurance
- Coverage of one and one-half times salary with a minimum of $20,000.
- Optional coverage available from 4 plans
- AFLAC
- American Fidelity
- MetLife
- HealthChoice
- Tulsa Teachers and Immediate Assistance Club (TTEIAC)
- A voluntary assistance program which provides an immediate payment of $2.00 per member to the family in the event of the death of a TTEIAC member. (Example: If there are 1,500 members, the benefit would be $3,000.)
- An initial $4.00 is payable at the time of enrollment
- An employee's spouse and eligible children are able to join
- Optional coverage available from 4 plans
Long Term Disability
District Paid
- Coverage = 60% of salary
- Maximum Monthly Benefit: $2,500
- Elimination Period: 90 days
- Integrated with other insurance plans
Short Term Disability
Optional coverage available from American Fidelity
EMPLOYEE ASSISTANCE PROGRAM (EAP)
Family counseling services provided by Family and Children's Services
PAID TIME OFF
Sick Days
- 10 days per year (prorated based on start date)
- 1 additional day per year if no Personal Business Days were used during the previous year
- May be used for personal illness or to care for a family member
- Unused days are carried over to the following year
- A maximum of 60 days can be transferred from another Oklahoma school district
- Sub Deduct Days
- 20 days per year (prorated based on start date)
- May only be used for personal illness
- Pay for the substitute teacher is deducted from the regular teacher’s salary at the rate of $70 per day
Bereavement
Up to 3 days for the death of an immediate family member
Religious Observance
These days must be approved in advance by his/her supervisor or a designee of the Superintendent
Legal Proceedings
Employees paid for jury duty or when the employee is subpoenaed in a criminal, civil, or juvenile proceeding
Emergency
Employees will have up to 5 days annually to handle an unforeseen event requiring the employee’s absence for duties or responsibilities that cannot be handled outside the normal school day. Whenever possible, approval of his/her immediate supervisor or a designee of the Superintendent, prior to taking any leave is required.
Personal Business Days
- 5 days per year
- Pay for the substitute teacher is deducted from the regular teacher’s
salary
- The deduction amount for the first 2 days each year is $50 per day
- The deduction amount for the third, fourth and fifth day each year is $70 per day
RETIREMENT / SAVINGS
Retirement
Teachers participate in the Oklahoma Teachers’ Retirement System
- Contributions are 7% of salary
- Partial credit paid by the state based on years of service
Savings
- 529 College Savings Plan
- Tax exempt by the state of Oklahoma
- 457(b) Deferred Compensation Plan Tax Deferred Annuity
- Offered by Fidelity Investments
- Additional information available from the Benefits Department
- 403 (b) Deferred Compensation Plans
- Information available from individual brokers
PAYROLL
Pay Days
- Pay day is the 20th of each month
Pay Amount
- The pay for teachers hired at the beginning of the year will be one twelfth of the annual contract amount and will be paid September through August
- The pay for teachers hired after the beginning of the school year will be prorated based on the hire date
COMMUNITY
United Way
TPS supports the local United Way and highly encourages you to complete the enrollment card and return it to the Payroll Department
FREQUENTLY ASKED QUESTIONS
How long do I have to enroll in benefits?
You have 30 days from your hire date to enroll for any insurance benefit.
When can I enroll in benefits if I did not enroll during my first 30 days?
You must wait until the next Open Enrollment Period.
When is Open Enrollment?
Your medical, dental, vision and life programs are in October with a January
1st effective date. However, other programs may be in April with a July 1st
effective date.
Where do I go for help?
Benefits Help Line (918) 746-6394
Benefits e-Mail benefits@tulsaschools.org
Are there special events that may occur during the year that allows me to
enroll or change benefits?
You can enroll or change benefits if you have a "Qualifying Event" as defined
by law. Some examples of qualifying events are:
- Marriage
- Divorce
- Birth or adoption of a child
- Obtaining other group insurance
How soon must I enroll or change my insurance after the "Qualifying Event"?
You have 30 days following the qualifying event to make the change.
