HealthChoice High PPO
Based on your selection, the HealthChoice High PPO plan might be a good option for you. This plan is the most popular PPO plan and about 80% of employees enroll in this plan because it offers office visit copays without having to meet the annual deductible. This plan has the lowest deductible and lowest out-of-pocket costs of all the HealthChoice plans. It’s also a good choice for employees who want a PPO and who would like to pay the least out-of-pocket at the time of service.
|Maximum out-of-pocket costs per individual per year||$3,300|
Common traits shared by all PPO plans
- Deductible – a specified amount of money the member pays before the health plan will start to pay for medical costs and procedures.
- Coinsurance – the percentage of the cost due to the provider after insurance payment is made. Coinsurance is paid by the employee.
- In-network and out-of-network providers – using in-network providers lowers the employee’s out-of-pocket responsibility.
- Plan year maximum – the total dollar amount that a member could pay per year. After the plan year maximum is paid, the insurance plan pays 100% of additional costs.